Rideshare services like have become a popular mode of transportation in Ohio. However, accidents involving these vehicles can lead to complex legal situations. Ohio law has specific guidelines to determine liability and ensure that those who have been harmed can recover damages.
Insurance requirements for rideshare drivers
Ohio law mandates that rideshare drivers carry a specific type of insurance while driving for platforms like. During active rideshare trips or while en route to pick up passengers, the company’s commercial insurance policy typically applies. This coverage includes up to $1 million in liability insurance. When drivers are logged into the app but not actively transporting passengers, the driver’s personal insurance and limited company-provided coverage may apply.
Determining liability in rideshare accidents
Liability in a rideshare accident depends on the driver’s status at the time of the crash. If the driver was actively transporting passengers or on the way to pick someone up, the rideshare company’s insurance may cover damages. If the driver was not logged into the app, only the personal auto insurance policy applies. Fault plays a significant role in these cases. Ohio follows a comparative negligence rule, which reduces compensation based on the percentage of fault attributed to each party.
Steps to take after a rideshare accident
Those harmed in rideshare accidents should follow specific steps to protect their rights. Reporting the accident to law enforcement is essential. Individuals should gather information about the rideshare driver, including their insurance details and rideshare platform status. Seeking medical attention and documenting injuries and damages are crucial. Consulting an attorney familiar with Ohio rideshare laws can help navigate the claims process and ensure fair compensation.
Accidents involving rideshare vehicles often involve multiple parties and insurance policies, making them more complex than typical car accidents. Understanding how Ohio law addresses these cases helps injured parties seek the compensation they deserve while navigating the legal process with confidence.